High-yield savings accounts attract spenders. Should you move your money?

High-yield savings accounts attract spenders.  Should you move your money?

Faced with high interest rates, consumers put their money in the bank to benefit from higher returns rather than spending money. Credit unions and small banks offer the best value for disciplined savers.

newly WalletHub A survey of 300 participants revealed a change in saving and banking behaviors in response to the current high interest rate environment. Although higher interest rates make borrowing more expensive, it also means that consumers are more likely to benefit from higher interest rates as they accumulate savings balances.

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